4 Reasons Cheap Workman’s Comp Insurance Won’t Cut It
Aug 4
min read
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Alex Moore
Videographer
“Compared to what I have been through with the larger insurance companies, they get the job done very quickly. It's a lot more simple than what I have experienced in the past. “
Blaine Willford
Home to Hotel Glass LLC
"Per job, plans make so much sense, especially for smaller companies starting out. Why carry and pay for all that insurance you don't need?"
Tiffani Hendrix
K-W Construction
"Finally, I don't have to spend all day getting coverage for my subcontractors. I can focus my time on other parts of my business."
Andrew Estrada
Freelance Bartender
“Sometimes I have a lot of jobs in a month and other times it's a bit slow. So it's great to have the ability to switch between per job and monthly insurance plans.“
Jody Dawson
House Cleaner
“The sales agents were very helpful. I love how fast it was to get my policy and the savings were great.“
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Frequently asked questions
How can I Get a certificate of insurance?
You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase the coverage. There’s no waiting for anyone, no need to print anything and definitely no fax machines.If you’re a new or current customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post.
What's different about On Demand vs Monthly policies?
On Demand allows you to purchase insurance coverage by the job or for a defined period of time, with a one-time upfront payment for the requested amount of coverage.
Monthly allows you to purchase insurance coverage on a monthly basis, offering more flexibility if you don't want to pay upfront for longer coverage duration's. When you sign up for Monthly, your policy will extend automatically each month, and your credit card is charged 3 days before each extension date.
Do I have to pay by the job? What if I have multiple jobs?
InsurePro allows you to select insurance for a period of time, down to a day. Within the time period you select, you may perform as much work as you like within the selected group of activities. So, if you have two Landscaping jobs scheduled in a single day, you may purchase a daily Landscaping policy to cover any jobs meeting the policy criteria (listed activities) during that policy period. Policy terms, conditions and exclusions may apply. See full policy for details.
What does the Business Equipment policy cover?
Business Equipment Protection covers the equipment you use for business purposes. Even if it is your personal property, like a laptop or camera, if you're using it to do your job, you need Business Equipment Protection.