Equipment Protection

We shop around and compare rates from 20+ insurance companies to find you the best Equipment Protection Policy.

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What Does Equipment Protection Cover?

Equipment insurance is a smart choice for anyone who brings their own equipment to different locations to complete jobs. Industries and professions that benefit most from this type of coverage are landscaping, construction, cleaning, contractors, plumbers, janitorial services, electricians, and carpenters.

Some tools that are usually covered by equipment protection insurance include:

Why would I need Equipment Protection Insurance?

A solid equipment protection insurance plan protects your business. It keeps you from paying entirely out of pocket to replace or repair equipment, whether it gets damaged or stolen.

If you are on the road, decide to make a rest stop, and during that time someone breaks into your trailer and steals all of your tools. You would be covered

This type of coverage is also useful if your employee accidentally damaged the equipment, and you need to get that replaced before you can complete your job.

This policy will cover equipment that is owned by you and borrowed equipment as well. This type of equipment coverage can be purchased on its own or it can be added to your General Liability policy, if the carrier has that option.

If you are on the road, decide to make a rest stop, and during that time someone breaks into your trailer and steals all of your tools, your equipment protection insurance covers the lost items.

There is an option to cover as a blanket coverage, where you select the total amount you want to be covered under the policy, or you can schedule items. For example, the blanket coverage can be set at $10,000 and all the small tools can be covered up to that blanket amount.

The other option is to schedule your items by listing out all your equipment. They would be covered up to the value listed.

What isn't covered under this insurance?

Equipment protection insurance does not cover the following:

Looking for equipment protection insurance online?

At InsurePro, we can help you and your business save time and money by quoting rates from several different carriers. We will match you with the best carrier that matches your insurance needs.

To ensure that you are properly covered, one of our licensed agents can guide you through the process and ensure your equipment is properly covered so you are not paying for your tools out of pocket. To generate a quote, all we need is the business name, location address, amount of coverage you need, and details on the type of equipment you have.

You can contact InsurePro by going directly to our website, calling, texting, or emailing.

Additional Coverages we Offer

General Liability

Helps cover property damage and bodily injury.

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Business Owners Policy

Combines both property and liability coverage.

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Commercial Auto

Helps cover risks that come from operating business vehicles.

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Workers Comp

Helps cover employees if they get sick or injured.

Get a policy that's tailored just for you.

We work hard to find a business insurance plan that makes the most sense for you. Leave the insurance to us so you can focus on your business.

20,000 +
Professional categories we currently service.
10 +
Different coverage options we currently service.
15 min
Average time to quote and checkout.
20 +
Carriers that we compare rates from.

Frequently asked questions

How does Business Equipment Protection differ from Equipment Insurance? 

Business Equipment Protection, also known as inland marine insurance, is described as a "floating coverage" because it covers items that you use anywhere you perform services for your business.

Equipment Insurance is a different type of policy that protects your equipment at a stationary place of business, such as a retail store, or a repair shop.

Why would I need to list the make and model of an item I want covered?

Listing a specific item on a policy is known as "scheduling" coverage, and it's only required for items valued over $2,500. With a make, model, and serial number on your biggest assets, we can minimize fraudulent claims and help ensure that, if a claim were to be filed, you’d be paid the right amount of money.

Finding online equipment protection insurance doesn’t have to be an overwhelming task. Let InsurePro take the responsibility off of your hands. We’ll find the right insurance carrier for you, to help you when your equipment breaks or gets stolen.

Reach out to us directly for more information on online equipment protection insurance. If you want a quote, you can request one right now!