We shop around and compare rates from 20+ insurance companies to find you the best Equipment Protection Policy.
Equipment insurance is a smart choice for anyone who brings their own equipment to different locations to complete jobs. Industries and professions that benefit most from this type of coverage are landscaping, construction, cleaning, contractors, plumbers, janitorial services, electricians, and carpenters. Some tools that are usually covered are:
Without the right insurance, you would have to pay entirely out of pocket to replace or repair your equipment. You will also be covered if your equipment is stolen. It would also cover if your employee accidentally damaged the equipment, and you need to get that replaced before you can complete your job. This will cover equipment that is owned by you and borrowed equipment as well. This type of equipment coverage can be purchased on its own or it can also be added to the General Liability if the carrier has that option.
If you are on the road, decide to make a rest stop, and during that time someone breaks into your trailer and steals all of your tools. You would be covered
There is an option to cover as a blanket coverage, where you select the total amount you want to be covered under the policy or you can schedule items. For example, the blanket coverage can be set at $10,000 and all the small tools can be covered up to that blanket amount. The other option is to schedule your items by listing out all your equipment and they would be covered up to the value listed.
What is not covered in a Equipment Protection policy are situations like:
To ensure that you are properly covered, you can give InsurePro a call and one of our licensed agents can guide you through the process and ensure your equipment is properly covered so you are not paying for your tools out of pocket. To quote, all we need is the business name, location address, amount of coverage you need, and details on the type of equipment you have.
At InsurePro we can help you and your business save time and money by quoting you rates from several different carriers. We will match you with the best carrier that matches your insurance needs. You can contact InsurePro by going directly to our website, calling, texting, or emailing.
Helps cover property damage and bodily injury.
Combines both property and liability coverage.
Helps cover risks that come from operating business vehicles.
Helps cover employees if they get sick or injured.
We work hard to find a business insurance plan that makes the most sense for you. Leave the insurance to us so you can focus on your business.