Worried about a lawsuit and defense costs because a customer slipped on a wet floor?
Have you ever made a mistake in the course of business activities that caused damage to something that wasn't yours?
Want to make sure you're covered for accidents on the job unrelated to your workers?
If you answered yes to any of these questions, there’s no question you need General Liability insurance for business.
If you own a business, you need to protect yourself and your company with a General Liability policy.
General Liability insurance protects you from covered claims resulting from injuries and damages. A typical General Liability insurance for business policy has limits of $1 million per incident, with a $2 million aggregate.
Aggregate refers to the policy’s maximum payout for an entire year. In this case, you could have two covered incidents that could cost you $1 million each and your policy would cover both of those claims.
General Liability insurance for business also has additional coverage for:
Risk factors may affect your premiums and coverage.
Some of the factors for a General Liability policy are job type, expected total sales, number of employees, payroll, subcontractor costs, and location.
The type of job you do is the most important rating factor. Jobs that have a higher risk, such as roofing, are rated higher than jobs such as handyman because there's a greater risk of injury and damage.
While the cost of business liability insurance can change based on the type of business, the size of the company, and more, protecting your investment and your livelihood is vitally important.
Small business owners and the leaders of the largest companies alike all need a General Liability policy.
To get a quote you just need the following — nothing else!:
That’s all we need to get a policy started for you on demand. If you have more questions about General Liability insurance for small businesses — or for any type of company —, we have licensed agents available to answer your questions via chat or phone.
At InsurePro, we can help you and your business stay protected. We'll compare prices from several carriers (which is just another way to say insurance companies). That means we not only give you the best rate, but match you to the best carrier for your insurance needs.
You can start a small General Liability policy if you just have a side business. The cost of liability insurance for small businesses can be very small and manageable. We've written policies as low as $100 for the entire year!
InsurePro can help you find what you need to protect your business at an affordable cost. Having peace of mind when it comes to your business is priceless, and getting a quote is simple.
Combines both property and liability coverage.
Helps cover employees if they get sick or injured.
Helps cover risks that come from operating business vehicles.
Covers equipment you use to get the job done.
We work hard to find a General Liability business insurance plan that makes the most sense for you. Leave the insurance to us so you can focus on your business.
At InsurePro, we’re dedicated to keeping businesses safe from a variety of potential threats and risk factors with dependable and effective insurance policies.
Want to better protect your company? Get a Quote!