Commercial Auto Insurance

At InsurePro, we compare rates from over 20 insurance companies to find you the right commercial auto insurance for your business.

Business owners who got general liability insurance


Plus Many More!

What is Commercial Auto Insurance?

Commercial auto insurance covers motor vehicles you use for work purposes. It protects your business from financial risks if you’re in an accident in a company vehicle.

Do I Need Commercial Auto Insurance?

If you drive a vehicle for work purposes, then yes – you need commercial auto coverage. If you only use your car for commuting to work, you don’t need a commercial auto policy.

Individuals who might need commercial auto insurance include tradesmen, real estate agents, delivery drivers, and personal trainers.

You may also need other types of insurance to be fully protected, such as equipment protection insurance and workers’ comp.

Do I Need Both Personal and Commercial Auto Coverage?

You might. If you have a vehicle you use for social and commuting reasons, you’ll need personal car insurance. A personal car insurance policy typically excludes business purposes. You’ll need commercial auto insurance if you use the car for work.

The InsurePro team can help if you’re unsure what type of policy you need.

How Much Is Commercial Auto Insurance?

The cost of auto commercial insurance depends on a few factors, including:

For example, it may be cheaper to insure a business vehicle if you have no claims history and a higher deductible. And choosing comprehensive coverage may be more expensive than buying a limited policy.

Is Commercial Auto Insurance Tax Deductible?

If you’re a self-employed business owner, then your commercial auto insurance premiums may be tax-deductible. You can pay for your insurance through your business.

If you use a vehicle for both commercial and personal reasons, your personal auto insurance premiums are not tax-deductible. Get legal advice if you’re unsure what you can claim as a business expense.

Get Commercial Auto Insurance Coverage From InsurePro

At InsurePro, our licensed experts can assist you with finding the perfect commercial auto policy based on your needs. We shop around multiple insurance companies to find you the best rate possible so you can focus on growing your business.

Save time and money – choose InsurePro. Contact us now to learn more about commercial auto insurance rates.

Additional Coverages we Offer

General Liability

Helps cover property damage and bodily injury.

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Business Owners Policy

Combines both property and liability coverage.

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Workers Comp

Helps cover employees if they get sick or injured.

Professional Liability

Coverage to protect against claims of negligence from clients or customers.

Get a policy that's tailored just for you.

We work hard to find a business insurance plan that makes the most sense for you. Leave the insurance to us so you can focus on your business.

20,000 +
Professional categories we currently service.
10 +
Different coverage options we currently service.
15 min
Average time to quote and checkout.
20 +
Carriers that we compare rates from.

Commercial Auto Insurance Frequently Asked Questions

What's the difference between commercial and personal auto insurance?

Commercial auto insurance covers vehicles you use for work purposes, such as traveling to job sites, transporting equipment, and delivering goods. It doesn’t include commuting.

Personal auto insurance covers vehicles you use for social and commuting purposes.

You may need both types of coverage for the same vehicle depending on how you use it.

Is commercial auto insurance required by law?

Commercial auto insurance is required by law in every state except for New Hampshire and Virginia. Even in the states where it's not required by law, the driver can still be held liable for damages. Protect your business by purchasing commercial auto insurance today.

Commercial Auto Insurance From InsurePro

Ready to buy commercial auto insurance? At InsurePro, our experienced and friendly team can match you with a policy to suit your business. We can also help you buy other types of coverage you might need, such as a business owner’s policy.

It only takes a few minutes to get started. Contact us to compare rates today!